Welcome to 99 S. Prospect Street, where timeless charm, everyday comfort, and room to grow come together in the heart of Putnam. This inviting 1930 ranch offers two bedrooms, two full baths, and a warm, welcoming layout filled with character. The sunlit living room features built in shelving and a cozy pellet stove, creating the perfect place to gather on chilly New England evenings. A spacious eat in kitchen offers abundant cabinetry and flows effortlessly into the dining area, making everyday living and entertaining a breeze. Both bedrooms are generously sized, while the partially finished lower level adds valuable flexible space with a large recreation room, a second full bath, and endless possibilities for a home office, gym, playroom, or guest retreat. Outside, enjoy a backyard ideal for summer barbecues, gardening, or simply relaxing, with mature trees providing privacy and shade. Conveniently located just minutes from downtown Putnam's popular restaurants, boutiques, parks, schools and community events, this home offers the perfect blend of small town charm and practical living. Whether you're searching for your first home, looking to downsize, or seeking a move in ready property with room to make it your own, this is an opportunity you won't want to miss.